Most Popular Retirement Articles

Top Retirement.tips Articles of 2026 (so far)

We’re halfway through 2026, and thousands of readers have turned to Retirement.tips for practical guidance on planning with confidence. If you missed any of our most popular articles, now is the perfect time to catch up on the retirement strategies that have been top of mind this year.

Number 1:

What is the Retirement Bucket Strategy for Retirement Income

Could dividing your retirement savings into separate “buckets” help create a more reliable income stream while reducing the impact of market volatility?

Key Highlights:

• Determine your bucket(s) by dividing your assets into buckets based on time horizons and risk levels.
• Each bucket serves a specific purpose and requires appropriate asset allocation. The short-term bucket focuses on liquidity and uses low-risk assets; the intermediate bucket balances stability and growth; and the long-term bucket aims for long-term growth potential with higher-risk investments.
• Implementing the retirement bucket strategy requires understanding the tax implications of different account types.

Read more about the Retirement Buckets

Number 2

What are Market-Linked CDs?

Market-linked CDs offer the potential for higher returns than traditional CDs while protecting your principal, but understanding how they work is important before investing.

Key Highlights:

• Market-linked CDs provide principal protection when held to maturity while offering the opportunity to earn returns tied to a market index’s performance.
• Unlike traditional CDs, market-linked CDs may limit your upside through participation rates or return caps, and withdrawing your money early can result in penalties.
• Understanding how market-linked CDs are structured can help you determine whether they align with your retirement income goals and overall investment strategy.

Read more about Market-linked CDs

Number 3:

Are Series I Bonds Right for Retirees?

Series I Bonds can help protect your retirement savings from inflation, but are they the right fit for your overall retirement strategy?

Key Highlights:

• Series I Bonds are backed by the U.S. government and are designed to help preserve your purchasing power by adjusting their interest rate with inflation.
• They offer attractive tax advantages, including tax-deferred interest and exemption from state and local income taxes, making them a tax-efficient savings option for many retirees.
• Before investing, it’s important to understand the holding period requirements, annual purchase limits, and how Series I Bonds compare with other fixed-income investments.

Read more about Series I Bonds here.

Honorable Mentions:

The 4 Percent Rule

Pre-retirement Considerations